XP 49 Financial Industry Consultants

21st January 2022 – UK FCA Final Report on Competition in Retail Banking Markets

2022-03-14T12:45:45+00:00

Following its 2018 report, the FCA investigated changes due to COVID-19, the impacts of digitisation and the benefits of ring-fencing retail banks, in light of facilitating competition. The FCA summarises its key findings as follows: Large banks are in a strong position but face increasing competition, in particular for PCAs (Private Current Accounts) Low levels [...]

21st January 2022 – UK FCA Final Report on Competition in Retail Banking Markets2022-03-14T12:45:45+00:00

13th January 2022 – UK PSR (Payment Systems Regulator) Strategy

2022-03-14T12:52:44+00:00

The PSR expresses its strategy along 4 priorities for the next five years. These are: Ensure users have continued access to the payment services they rely on and support a choice of payment options. Ensure users are sufficiently protected when using the UK's payment systems. Promote competition between UK payment systems and the markets supported [...]

13th January 2022 – UK PSR (Payment Systems Regulator) Strategy2022-03-14T12:52:44+00:00
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